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Your Trusted Partner for

Mortgage and Financial Protection

At NextGen Finance, we offer whole of market mortgage and protection advice to guide you through every financial decision. Whether it’s adverse credit, later life lending, or commercial finance, we’re here to help. Benefit from expert advice and our free mortgage adviser service today.

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First Time Buyer

NextGen Finance

Mortgage and Protection Advice

At NextGen Finance, we are here to guide you through every financial requirement.  Whether you’re buying your first home, remortgaging current properties or looking at investment opportunities, we’re here to help.  We also offer more specialist lending such as equity release, commercial or bridging finance regardless of your position. 

You WILL benefit from expert advice from one of our Mortgage Advisers today!

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Why Choose NextGen Finance?

Why Choose Us?

At NextGen Finance, we believe in providing all our customers with the very best products suited to their needs and preferences.  We work with a wide range of banks and building societies ensuring that our advice and recommendation is tailored to your particular circumstances.

We cater to everyone, from first-time buyers to those facing adverse credit challenges. Whether you’re looking for later life lending options or need a solution for complex cases like specialist bridging loans, we have the expertise to ensure you get the right advice from the get go!

What We Offer:

Your home or property may be repossessed if you do not keep up repayments on your mortgage. Some Buy to Let products are not regulated by the FCA.

Access to some of the best deals on the market

Get the best mortgage rates and deals available, no matter your situation.

Adverse Credit
Solutions

Don’t let your credit score put you off… No matter what your credit history looks like, we can help you get your finances back on track and move forward with ease.

Buy to Let
Mortgages

We can help with your investment property, whether you be a first time landlord, portfolio landlord or are looking to purchase through a limited company, we are here to help you through it all!

Remortgages

You can remortgage your property to release funds for many reasons, whether that be debt consolidation, home improvements or even to purchase a new car, our experts can help you with your lending ideas.

Specialist Bridging

Short-term finance to bridge the gap between buying and selling properties.

Later Life Lending

Tailored solutions for those over the age of 55 who own their own home, including equity release options.
A Lifetime Mortgage is a long-term commitment that could accumulate interest and is secured against your home. Equity Release is not right for everyone and may reduce the value of your estate.
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Our Solutions

Tailored Business Finance Solutions

We have expert knowledge not only in residential mortgages, but we offer so much more help and guidance for businesses too. Whether you have just set up a limited company or have been established for quite some time, we are able to offer funding through the business, paid for by the business and also protection of the business and any assets. Give us a call to discuss with one of our advisers today!

What We Offer:

  • Commercial Finance: Flexible funding for businesses of all sizes, from expansion projects to property acquisitions.
  • Limited Company Portfolio Landlords: Maximize your property investments with expert advice and solutions.
  • Business Protection: Safeguard your business with protection policies that can be paid for by your limited company.

How We Work

Comprehensive Protection Options

Securing your financial future isn’t just about growth – it’s about protection. At NextGen Finance, we provide a range of mortgage protection, life and critical illness cover, and family income benefit policies designed to give you peace of mind. We also offer income protection solutions to ensure that you’re covered, no matter what life throws at you.

What We Offer:

Mortgage Protection

Protect your home and your family from financial risk.

Life and Critical Illness Cover

Comprehensive policies to safeguard your loved ones.

Family Income Benefit

Ensure ongoing financial security for your family in case of unexpected events.

Income
Protection

Cover that protects your income if you’re unable to work due to illness or injury.

Business Protection

Custom policies for businesses, including options that can be funded by your limited company.

What Our Clients Are Saying

Building Trust Delivering Results

Housing estate
Newcastle
groyne-lighthouse-1232701
We have been working with NextGen Finance for the best part of a year now and we are thrilled with their service they provide to our customers. We recommend NextGen to all our customers no matter their mortgage or protection requirement. They are extremely thorough and quick at getting back and provide us with updates at every stage of the process which is a breath of fresh air. Keep up the amazing work guys!
Moody & Co.
I can’t recommend Chris at NextGen enough, he secured me to a new deal and was professional throughout the whole process. Would highly recommend NextGen to anybody looking for mortgage advice.
Lauren & Michael
Chris and the team at NextGen have been superb. Really helpful, always go above and beyond to make me feel at ease when discussing self employment and different rates based on my circumstances. No matter what time of day, even a Sunday, Chris is always just a WhatsApp message away! His personalised approach makes all the difference! Thank you again.
Ami Middleton
I just wanted to thank my mortgage advisor, Joe. I’ve been working with him for years made the whole process so much easier for me. Every time I have a question or need guidance, Joe is always there no matter what time of day. I can’t recommend him enough. If you want someone who truly cares about their clients, Joe is your man.
Mr Reavley
I’ve dealt with Joseph for many years and can’t recommend him enough. His communication is exactly what I’ve required for all circumstances. When being a first time buyer, he took extra time to support me through the process and he contacts me when it’s time to remortgage. Brilliant service. Thank you.
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How We Work

North-East Expertise in Mortgages and Protection Advice.

Whether you’re looking to fly the nest and get on to the property ladder as a first time buyer, have multiple properties that you wish to review or perhaps you have a mortgage already on your property and are looking to look at further lending options or secure a new rate, then get in touch with us today for a chat with one of our experts, local to you!
Discover Our Services

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We are Here to Help You Achieve Your Financial Goals

Start your journey toward financial success today. Speak with one of our mortgage advisers and discover how NextGen Finance can help you achieve your goals. Whether it’s securing a mortgage, protecting your family, or growing your business, we’re with you every step of the way.
  • Open 7 days a week / 365 days a year.
Unlike high street banks and building societies, we don’t close our doors at 6pm, we are here by telephone, email and WhatsApp.